ZACHARY DAVIDSON

ZACHARY DAVIDSON

Citi Premier Credit Card Review

$95 Annual Fee

The Citi Premier card offers straightforward travel benefits and a generous point earning structure, making it a great option for the occasional traveler.

Signup Bonus

Citi is currently offering a 60,000 point signup bonus after spending $4,000 in the first 3 months of card membership.  This bonus is among the best offered by this card and a great deal considering the low annual fee.

Who is This Card For?

The Citi Premier card is perfect for semi frequent travelers looking for straightforward and flexible travel benefits at a low cost. For more frequent travelers looking for enhanced travel benefits, I would recommend the Citi Prestige card.

Card Benefits

Bonus Point Categories

Currently, the Citi Premier card offers 3 points per dollar on all travel and gas stations, 2 points per dollar on restaurant and entertainment purchases, and 1 point per dollar spent on everything else.

Beginning August 23rd, cardholders will earn 3 points per dollar spent on air travel, hotels, restaurants, supermarkets, and gas stations.  All other purchases earn just 1 point per dollar spent.

Transfer Partners

Citi Thankyou offers cardholders 15 partner airlines where you can transfer your points 1:1.  The best airline transfer options include Turkish Airlines, Singapore Airlines and Cathay Pacific.

Fly Turkish Airlines business class by transferring your Thankyou points to Turkish Airlines Miles & Smiles program.

Bottom Line

The Premier card is a great mid range travel credit card with straightforward benefits and a generous point earning structure for a card with a low annual fee.  If you don’t travel enough to make use of one of the premium travel credit cards and their benefits, the Premier is a great option to start earning points towards your next trip.

For a full list of card benefits, click here.

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