Covid-19 Update
Many credit cards now offer enhanced benefits like credits and extra bonus point categories acknowledging that many people aren’t using the travel benefits on their credit cards right now.
A rewarding credit card is the ultimate travel companion, offering amazing travel benefits and lending a hand when things go wrong. With so many credit cards available from several banks, choosing the right one can be overwhelming. As someone who has earned and redeemed millions of points from dozens of different credit cards, I know a thing or two. Let’s choose the right one for you!
Top Premium Travel Credit Cards
American Express Personal Platinum
• 550$ Annual Fee
• 70,000 Points Signup Bonus
• Priority Pass Membership
• 200$ Travel Credit
• 5X Points on Air Travel
Chase Sapphire Reserve
• 550$ Annual Fee
• 50,000 Points Signup Bonus
• Priority Pass Membership
• 300$ Travel Credit
• 3X Points on Travel and Dining
Citi Prestige
• 495$ Annual Fee
• 50,000 Points Signup Bonus
• Priority Pass Membership
• 250$ Travel Credit
• 5X Points on Air Travel and Dining
American Express Hilton Aspire
• 450$ Annual Fee
• 150,000 Points Signup Bonus
• Priority Pass Membership
• Free Hotel Night
• Hilton Diamond Status
• 14X Points on Hilton Purchases
Premium travel credit cards offer the best benefit to frequent travelers looking to enhance their travel with airport lounge access, hotel status, travel insurance, and points that can be redeemed for free hotel night stays and flights. Don’t be put off by the seemingly high fees for a credit card as frequent travelers can receive much greater benefits!
Top Mid Range Travel Credit Cards
American Express Gold
• 250$ Annual Fee
• 50,000 Points Signup Bonus
• 100$ Travel Credit
• 4X points on dining and US supermarkets
Chase Sapphire Preferred
• 95$ Annual Fee
• 60,000 Points Signup Bonus
• Auto Rental Insurance
• 2X points on travel and dining
Citi Premier
• 95$ Annual Fee
• 60,000 Points Signup Bonus
• 3X points on travel
• Changes Coming August 2020
American Express Hilton Surpass
• 95$ Annual Fee
• 150,000 Points Signup Bonus
• Priority Pass Membership
• Hilton Gold Status
• 12X Points on Hilton Purchases
Mid range travel credit cards are great for the semi frequent traveler looking for straightforward and lucrative benefits and rewards for a low annual fee. These cards can be great as a secondary credit to supplement the benefits offered by a premium travel credit card.
Top Hotel Credit Cards
American Express Marriott Bonvoy Brilliant
• 450$ Annual Fee
• 100,000 Points Signup Bonus
• Priority Pass Membership
• 300$ Marriott Hotel Credit
• Marriott Bonvoy Gold Status
Chase World Of Hyatt
• 95$ Annual Fee
• 50,000 Points Signup Bonus
• Free Hotel Night
• Hyatt Discoverist Status
• 4X Points on Hyatt Purchases
Chase IHG Rewards Club Premier
• 89$ Annual Fee
• 140,000 Points Signup Bonus
• Free Hotel Night
• IHG Platinum Elite Status
• 10X Points on IHG Hotel Purchases
American Express Hilton Aspire
• 450$ Annual Fee
• 150,000 Points Signup Bonus
• Priority Pass Membership
• Free Hotel Night
• Hilton Diamond Status
• 14X Points on Hilton Purchases
Looking to enhance your hotel experience and stay at some of the world’s most luxurious and expensive hotels for free? Hotel credit cards offer amazing benefits like elite status, free nights, and bonus points, making each stay better and cheaper!